Are you tired of paying expensive rent month after month? When you are just starting out in your business or career, it is normal to rent a place to stay. But it would not be a smart decision to keep renting for the rest of your life. Why? Because as years go by, real estate prices will rise and by the time you retire and finally have enough money to buy a house, the price would be sky-high already.

But the sad truth is that not everyone can afford to buy a house upfront. It could be that the budget is simply not enough or perhaps you do not have a good credit rating and thus cannot get a mortgage for a home. This is true for many people nowadays; buying a home seems almost impossible for a percentage of households, especially now that the global economy is still recovering from the crisis that has hit us in the last couple of years.

Looking for an affordable home in Melton Mowbray?

Riverside housing association are offering properties in Laxton Gardens (LE13 1LT). The development consists of three bedroom townhouses and are available to rent from just £550.00 per month with Rent to HomeBuy.

Interested? Click on the link to go directly to the property: http://www.smartshare.co.uk/property/view/1590

If you are looking for all shared ownership properties in the Melton Mowbray area, go to SmartShare the largest property website for affordable homes www.smartshare.co.uk

Are you renting in London but want to get on the property ladder?

Part rent part buy could be the answer you are looking for and may even be cheaper than the monthly rent you are currently paying.

Depending on your circumstance you may be able to purchase a share of a brand new affordable home e.g. 25% and pay a discounted rent on the remaining share. If you can afford and want to do so, you can purchase more shares until you own the property outright.

SmartShare has partnered the top housing associations in London including Family Mosaic, Notting Hill, A2Dominion, Swan, Inplace, Griffin, Servite and Shepherds Bush to offer you the largest selection of homes available to 'buy' or 'rent to buy' on one website.

Take your first step today and go to www.smartshare.co.uk it’s free and just one click away!

To find your new part rent part buy property in London, go to the largest website with thousands of affordable homes available today - it’s free and just one click away www.smartshare.co.uk

SmartShare has partnered the leading housing associations in London including Family Mosaic, Notting Hill, A2Dominion, Swan, Inplace, Griffin, Servite and Shepherds Bush so you can view all the properties in one place instead of trawling through all the other websites!

Are you currently renting?
Are you thinking about buying a property?
Do you think renting is cheaper than buying a property?

If you answered ‘yes’ to any of the above questions then think about this:

Have you considered looking at a ‘part buy part rent’ (also known as a ‘shared ownership’ or ‘low cost’) home?

‘Part buy part rent’ homes are available to a wide range of people e.g. first time buyers, previous home owners who are unable to afford to buy with supplementary help (e.g. divorce, bereavement), key workers (e.g. nurse, police officer). As long as the household income is less than £60,000 and does not own another property then you could be eligible.

Whether you are looking to buy or rent a one bedroom apartment up to a five bedroom family home go to:

SmartShare - the largest property website of affordable homes from many of the leading housing associations in the UK - we have thousands of properties available for you to view at a touch of button.

A first-time buyer from Brampton is celebrating after becoming the first person to purchase an affordable home at David Wilson's Cromwell Gardens development.

Houses on the site have been put within the price range of more buyers than ever under the government's HomeBuy Direct shared equity scheme.

Collette Thompson, who works as a senior recruitment consultant, had recently moved to the South Midlands and was encouraged by the offer of a 30 per cent equity loan on the property.

"I was planning on renting whilst I saved for a deposit but when I saw that I may be eligible for this scheme I had to ring to find out more," she commented.

Ms Thompson's mortgage has been approved, so as soon as the surveys are complete she can move into the brand new two-bedroom Pelham house.

The government recently pledged to increase Britain's supply of affordable housing by injecting a further £600 million into HomeBuy Direct.

Source: Direct News 13/5/09

A young couple have been helped to break out of rented accommodation by a government-backed shared equity scheme.

William Dalton and Michelle Lee had been renting an apartment in Eastbourne for three years and were keen to find somewhere roomier and more rural, but a lack of finance held them back.

However, HomeBuy Direct and developers Barratt were able to give them a leg up after they discovered a two-bedroom, semi-detached home in the village of Hailsham.

"It's a cracking scheme which means that young professionals like us can afford to buy a great property at a reasonable price," said Mr Dalton.

Barratt is backing the HomeBuy Direct initiative with 3,000 homes available under the scheme across the UK, including more than 70 located in East Sussex.

The developer this month held an open day in Bridgwater, Somerset to raise awareness of the affordable homes available in the south west.

Source: Direct News 24/4/09